Hemlo's BRF analysis

HSB Brf Fenix i Karlskrona

Org. no. 735000-1835 · Karlskrona

Strong associationBased on the 2025 annual report · Analysed 23 Jun 2026

Top 16% in Karlskrona

Summary

HSB Brf Fenix i Karlskrona receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,144 kr per square metre and the annual fee is 713 kr per square metre per year. Lower debt per m² than 90% of associations in Karlskrona. The analysis highlights, among other things: Avgifterna stiger och kan fortsätta uppåt, Låg underhållsfond i förhållande till framtida behov, Begränsad insyn i låneförfall och räntor.

Compared with neighbouring associations

  • Lower debt per m² than 90% of associations in Karlskrona
  • Lower fee per m² than 63% of associations in Karlskrona
  • Higher equity ratio than 70% of associations in Karlskrona

Association facts

Municipality
Karlskrona
Built
1963
Apartments
43
Total area
2 740 m²

Identified risks

  • Service charges are increasing and may continue to rise.High
  • Low maintenance fund in relation to future needsHigh
  • Limited visibility into loan maturities and interest ratesMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,144 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre713 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Fenix i Karlskrona a financially healthy housing cooperative?
HSB Brf Fenix i Karlskrona receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Fenix i Karlskrona?
The debt is 1,144 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 90% of associations in Karlskrona.
How high is the fee in HSB Brf Fenix i Karlskrona?
The annual fee is 713 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Fenix i Karlskrona has a health score of 9 out of 10.