Hemlo's BRF analysis

Bostadsrättsföreningen Lindblad 1

Org. no. 769626-7298 · Karlskrona

Stable associationBased on the 2025 annual report · Analysed 1 Sept 2026

Summary

Bostadsrättsföreningen Lindblad 1 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 10,498 kr per square metre and the annual fee is 755 kr per square metre per year. Smaller maintenance fund than 95% of associations in Karlskrona. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Hög skuldsättning kombinerat med svag kassabuffert, Tom underhållsfond inför kommande renoveringsbehov, Hög räntekänslighet vid kommande låneomläggningar.

Compared with neighbouring associations

  • Higher debt per m² than 91% of associations in Karlskrona
  • Smaller maintenance fund than 95% of associations in Karlskrona

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²755 kr/m²
0% over 1 yr2024–2025
Debt/m²10 498 kr/m²
+46% over 1 yr2024–2025
Equity ratio51 %
-11 pp over 1 yr2024–2025

Association facts

Municipality
Karlskrona
Built
1929
Apartments
63
Total area
3 555 m²

Identified risks

  • High indebtedness combined with a weak cash bufferCritical
  • Low maintenance fund ahead of upcoming renovation needsHigh
  • High interest-rate sensitivity during upcoming loan refinancingHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre10,498 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre755 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Lindblad 1 a financially healthy housing cooperative?
Bostadsrättsföreningen Lindblad 1 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Lindblad 1?
The debt is 10,498 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 91% of associations in Karlskrona.
How high is the fee in Bostadsrättsföreningen Lindblad 1?
The annual fee is 755 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Lindblad 1 has a health score of 7 out of 10.