Hemlo's BRF analysis

HSB Brf Gamleby i Osby

Org. no. 716406-1561 · Osby

Stable associationBased on the 2024 annual report · Analysed 24 Apr 2026

Summary

HSB Brf Gamleby i Osby receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 3,169 kr per square metre and the annual fee is 736 kr per square metre per year. Lower fee per m² than 80% of associations in Osby. The annual fee has increased 16% over 3 years. The analysis highlights, among other things: Samlad likviditets- och refinansieringsrisk när lån förfaller tätt, Stambytesrisk i en fastighet från 1981 med oklar status, Relativt svag finansiell buffert vid samtidigt underhålls- och räntebehov.

Compared with neighbouring associations

  • Lower fee per m² than 80% of associations in Osby
  • Larger maintenance fund than 70% of associations in Osby

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²736 kr/m²
+16% over 3 yr20212024
Debt/m²3 168 kr/m²
-9% over 3 yr20212024
Equity ratio27 %
+7 pp over 3 yr20212024

Association facts

Municipality
Osby
Built
1981
Apartments
50
Total area
5 728 m²

Identified risks

  • Overall liquidity and refinancing risk when loans mature closely togetherCritical
  • Repalcement risk in a property from 1981 with unclear statusHigh
  • Relatively weak financial buffer at the same time as maintenance and interest needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,169 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre736 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Gamleby i Osby a financially healthy housing cooperative?
HSB Brf Gamleby i Osby receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB Brf Gamleby i Osby?
The debt is 3,169 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Gamleby i Osby?
The annual fee is 736 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 16% over 3 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Gamleby i Osby has a health score of 7 out of 10.