Hemlo's BRF analysis

HSB Brf Klockaren i Osby

Org. no. 737000-1575 · Osby

Stable associationBased on the 2024 annual report · Analysed 2 Jul 2026

Summary

HSB Brf Klockaren i Osby receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 973 kr per square metre per year. Lower debt per m² than 95% of associations in Osby. The annual fee has increased 13% over 4 years. The analysis highlights, among other things: Klumpförfall av lån nära i tid, Stort underhållsbehov i äldre fastighet, Låg underhållsfond inför kommande projekt.

Compared with neighbouring associations

  • Lower debt per m² than 95% of associations in Osby
  • Higher fee per m² than 95% of associations in Osby
  • Higher equity ratio than 84% of associations in Osby

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²973 kr/m²
+13% over 4 yr20202024
Debt/m²1 855 kr/m²
-23% over 4 yr20202024
Equity ratio51 %
+9 pp over 4 yr20202024

Association facts

Municipality
Osby
Built
1948
Apartments
30
Total area
1 724 m²

Identified risks

  • Balloon repayment of loans close in timeCritical
  • Major maintenance needs in an older propertyHigh
  • Low maintenance fund for upcoming projectsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre973 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Klockaren i Osby a financially healthy housing cooperative?
HSB Brf Klockaren i Osby receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB Brf Klockaren i Osby?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 95% of associations in Osby.
How high is the fee in HSB Brf Klockaren i Osby?
The annual fee is 973 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 13% over 4 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Klockaren i Osby has a health score of 7 out of 10.