Hemlo's BRF analysis

HSB Brf Guldpokalen i Göteborg

Org. no. 757200-9210 · Göteborg

Acceptable, with remarksBased on the 2024 annual report · Analysed 22 Jun 2026

Top 45% in Göteborg

Summary

HSB Brf Guldpokalen i Göteborg receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 1,088 kr per square metre per year. Higher fee per m² than 92% of associations in Göteborg. The annual fee has increased 6% over 1 years. The analysis highlights, among other things: Tomträttsavgälden ligger nära omförhandling, Nästan hela lånestocken ska refinansieras inom kort, Hög avgiftsnivå och tydlig avgiftstrend uppåt.

Compared with neighbouring associations

  • Lower debt per m² than 83% of associations in Göteborg
  • Higher fee per m² than 92% of associations in Göteborg
  • Larger maintenance fund than 88% of associations in Göteborg
  • Lower equity ratio than 77% of associations in Göteborg

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 088 kr/m²
+6% over 1 yr20232024
Debt/m²2 841 kr/m²
-1% over 1 yr20232024
Equity ratio25 %
0 pp over 1 yr20232024

Association facts

Municipality
Göteborg
Built
1945
Apartments
150
Total area
6 972 m²

Identified risks

  • The ground lease fee (tomträtt) debt is close to renegotiation.Critical
  • Almost the entire loan portfolio will need to be refinanced soon.High
  • High fee level and a clear upward trend in feesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,088 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Guldpokalen i Göteborg a financially healthy housing cooperative?
HSB Brf Guldpokalen i Göteborg receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB Brf Guldpokalen i Göteborg?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 83% of associations in Göteborg.
How high is the fee in HSB Brf Guldpokalen i Göteborg?
The annual fee is 1,088 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 6% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Guldpokalen i Göteborg has a health score of 6 out of 10.