Hemlo's BRF analysis

HSB Brf Hantverkaren i Sandviken

Org. no. 785500-0746 · Sandviken

Stable associationBased on the 2025 annual report · Analysed 24 Jun 2026

Summary

HSB Brf Hantverkaren i Sandviken receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,408 kr per square metre and the annual fee is 943 kr per square metre per year. Larger maintenance fund than 98% of associations in Sandviken. The annual fee has increased 6% over 1 years. The analysis highlights, among other things: Svag underhållsfond inför stora framtida åtgärder, Stammarna i riskålder utan verifierat stambyte, Stor skuld som ska refinansieras inom kort.

Compared with neighbouring associations

  • Higher fee per m² than 65% of associations in Sandviken
  • Larger maintenance fund than 98% of associations in Sandviken
  • Higher equity ratio than 71% of associations in Sandviken

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²943 kr/m²
+6% over 1 yr20242025
Debt/m²3 409 kr/m²
-4% over 1 yr20242025
Equity ratio40 %
+2 pp over 1 yr20242025

Association facts

Municipality
Sandviken
Built
1952
Apartments
197
Total area
13 129 m²

Identified risks

  • Weak maintenance fund ahead of major future measuresCritical
  • The pipes are in their risk age without a verified pipe replacementHigh
  • Large debt to be refinanced soonHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,408 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre943 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Hantverkaren i Sandviken a financially healthy housing cooperative?
HSB Brf Hantverkaren i Sandviken receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Hantverkaren i Sandviken?
The debt is 3,408 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Hantverkaren i Sandviken?
The annual fee is 943 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 6% over 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Hantverkaren i Sandviken has a health score of 7 out of 10.