Hemlo's BRF analysis

HSB Brf Kanalen i Sandviken

Org. no. 785500-0753 · Sandviken

Stable associationBased on the 2025 annual report · Analysed 6 Aug 2026

Top 30% in Sandviken

Summary

HSB Brf Kanalen i Sandviken receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,999 kr per square metre and the annual fee is 803 kr per square metre per year. Larger maintenance fund than 82% of associations in Sandviken. The annual fee has increased 8% over 1 years. The analysis highlights, among other things: Stambytesrisk i 75-årig fastighet utan bekräftat genomfört stambyte, Låg underhållsfond ger svag buffert inför större åtgärder, Betydande refinansieringsrisk när lån förfaller inom kort.

Compared with neighbouring associations

  • Higher debt per m² than 69% of associations in Sandviken
  • Lower fee per m² than 63% of associations in Sandviken
  • Larger maintenance fund than 82% of associations in Sandviken
  • Lower equity ratio than 68% of associations in Sandviken

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²803 kr/m²
+8% over 1 yr20242025
Debt/m²3 999 kr/m²
-4% over 1 yr20242025
Equity ratio20 %
0 pp over 1 yr20242025

Association facts

Municipality
Sandviken
Built
1950
Apartments
162
Total area
9 543 m²

Identified risks

  • Pipe replacement risk in a 75-year-old property without a confirmed completed pipe replacementCritical
  • Low maintenance reserve provides a weak buffer ahead of major measuresHigh
  • Significant refinancing risk when loans mature soonHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,999 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre803 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Kanalen i Sandviken a financially healthy housing cooperative?
HSB Brf Kanalen i Sandviken receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Kanalen i Sandviken?
The debt is 3,999 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 69% of associations in Sandviken.
How high is the fee in HSB Brf Kanalen i Sandviken?
The annual fee is 803 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 8% over 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Kanalen i Sandviken has a health score of 7 out of 10.