Hemlo's BRF analysis

HSB Brf Hugin i Mora

Org. no. 784400-1003 · Mora

Strong associationBased on the 2025 annual report · Analysed 24 Jun 2026

Top 13% in Mora

Summary

HSB Brf Hugin i Mora receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 636 kr per square metre per year. Smaller maintenance fund than 100% of associations in Mora. The annual fee has increased 15% over 2 years. The analysis highlights, among other things: Höga energikostnader riskerar att belasta avgiften, Avgifterna är på väg upp i flera steg, Svag underhållsbuffer kan ge avgiftstryck.

Compared with neighbouring associations

  • Lower debt per m² than 79% of associations in Mora
  • Lower fee per m² than 79% of associations in Mora
  • Smaller maintenance fund than 100% of associations in Mora
  • Higher equity ratio than 86% of associations in Mora

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²636 kr/m²
+15% over 2 yr20232025
Debt/m²0 kr/m²
20232025
Equity ratio71 %
-11 pp over 2 yr20232025

Association facts

Municipality
Mora
Built
1963
Apartments
102
Total area
6 206 m²

Identified risks

  • High energy costs could put pressure on the fee.High
  • The fees are set to rise in several stages.High
  • A weak maintenance reserve can put pressure on feesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre636 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Hugin i Mora a financially healthy housing cooperative?
HSB Brf Hugin i Mora receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Hugin i Mora?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 79% of associations in Mora.
How high is the fee in HSB Brf Hugin i Mora?
The annual fee is 636 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 15% over 2 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Hugin i Mora has a health score of 9 out of 10.