Hemlo's BRF analysis

BRF Trädgårdsmästaren

Org. no. 784400-0211 · Mora

Strong associationBased on the 2025 annual report · Analysed 9 Aug 2026

Summary

BRF Trädgårdsmästaren receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,474 kr per square metre and the annual fee is 709 kr per square metre per year. The analysis highlights, among other things: Låg soliditet ger liten marginal vid kostnadsökningar, Stambytesrisk i äldre fastighet utan bekräftat genomfört byte, Kommande låneförfall kan pressa räntenivån.

Association facts

Municipality
Mora
Built
1961
Apartments
39
Total area
2 536 m²

Identified risks

  • Low equity ratio provides little margin in the event of cost increasesCritical
  • Risk of pipe replacement in an older property without confirmed completion of the replacementCritical
  • Upcoming loan maturities may put pressure on the interest rate levelHigh

Details, assessments and suggested actions are part of the full analysis.

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  • Debt per square metre2,474 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre709 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Trädgårdsmästaren a financially healthy housing cooperative?
BRF Trädgårdsmästaren receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF Trädgårdsmästaren?
The debt is 2,474 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in BRF Trädgårdsmästaren?
The annual fee is 709 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Trädgårdsmästaren has a health score of 8 out of 10.