Hemlo's BRF analysis

HSB brf Iden i Östersund

Org. no. 793200-0826 · Östersund

Acceptable, with remarksBased on the 2025 annual report · Analysed 9 Aug 2026

Summary

HSB brf Iden i Östersund receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,719 kr per square metre and the annual fee is 1,234 kr per square metre per year. Higher fee per m² than 100% of associations in Östersund. The annual fee has increased 8% over 1 years. The analysis highlights, among other things: Trolig stamåldersrisk i 80+ år gammalt hus, Låg soliditet ger liten buffert vid kostnadsökningar, Räntekänslig ekonomi med påtaglig refinansieringsrisk.

Compared with neighbouring associations

  • Higher debt per m² than 84% of associations in Östersund
  • Higher fee per m² than 100% of associations in Östersund
  • Larger maintenance fund than 100% of associations in Östersund
  • Lower equity ratio than 84% of associations in Östersund

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 234 kr/m²
+8% over 1 yr20242025
Debt/m²7 719 kr/m²
-2% over 1 yr20242025
Equity ratio17 %
+2 pp over 1 yr20242025

Association facts

Municipality
Östersund
Built
1942
Apartments
64
Total area
3 496 m²

Identified risks

  • Likely risk of pipework replacement in a 80+ year old buildingCritical
  • Low equity ratio provides a small buffer against cost increasesHigh
  • Interest-rate-sensitive finances with a significant refinancing riskHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre7,719 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,234 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB brf Iden i Östersund a financially healthy housing cooperative?
HSB brf Iden i Östersund receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB brf Iden i Östersund?
The debt is 7,719 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 84% of associations in Östersund.
How high is the fee in HSB brf Iden i Östersund?
The annual fee is 1,234 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 8% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Iden i Östersund has a health score of 6 out of 10.