Hemlo's BRF analysis

HSB Brf Kvartetten i Göteborg

Org. no. 757200-9152 · Göteborg

Strong associationBased on the 2025 annual report · Analysed 5 Jul 2026

Top 8% in Göteborg

Summary

HSB Brf Kvartetten i Göteborg receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,341 kr per square metre and the annual fee is 914 kr per square metre per year. Larger maintenance fund than 93% of associations in Göteborg. The analysis highlights, among other things: Tomträtt som kan driva upp framtida kostnader, Hög refinansieringsrisk inom kort, Stort underhållsbehov i äldre fastighet trots stambyte.

Compared with neighbouring associations

  • Lower debt per m² than 65% of associations in Göteborg
  • Higher fee per m² than 70% of associations in Göteborg
  • Larger maintenance fund than 93% of associations in Göteborg
  • Lower equity ratio than 78% of associations in Göteborg

Association facts

Municipality
Göteborg
Built
1961
Apartments
268
Total area
17 863 m²

Identified risks

  • Ground lease that can drive up future costsHigh
  • High refinancing risk in the near termHigh
  • High need for major maintenance in an older property despite pipe replacementHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,341 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre914 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Kvartetten i Göteborg a financially healthy housing cooperative?
HSB Brf Kvartetten i Göteborg receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Kvartetten i Göteborg?
The debt is 3,341 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 65% of associations in Göteborg.
How high is the fee in HSB Brf Kvartetten i Göteborg?
The annual fee is 914 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Kvartetten i Göteborg has a health score of 8 out of 10.