Hemlo's BRF analysis

HSB Brf Lustgården i Lilla Edet

Org. no. 716409-8605 · Trollhättan

Very strong associationBased on the 2024 annual report · Analysed 2 Jul 2026

Top 8% in Trollhättan

Summary

HSB Brf Lustgården i Lilla Edet receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 4,736 kr per square metre and the annual fee is 829 kr per square metre per year. Higher debt per m² than 73% of associations in Trollhättan. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Refinansieringsrisk när större lån förfaller 2026–2027, Oklar stamstatus i en 35 år gammal fastighet, Skuldsättning nära varningsnivå och känslig för räntor.

Compared with neighbouring associations

  • Higher debt per m² than 73% of associations in Trollhättan
  • Lower fee per m² than 73% of associations in Trollhättan
  • Larger maintenance fund than 73% of associations in Trollhättan
  • Lower equity ratio than 64% of associations in Trollhättan

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²829 kr/m²
+2% over 1 yr20232024
Debt/m²4 736 kr/m²
-2% over 1 yr20232024
Equity ratio43 %
+1 pp over 1 yr20232024

Association facts

Municipality
Trollhättan
Built
1988
Apartments
34
Total area
2 615 m²

Identified risks

  • Refinancing risk when larger loans mature in 2026–2027High
  • Unclear building ownership status in a 35-year-old propertyHigh
  • Debt level close to the warning level and sensitive to interest ratesMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,736 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre829 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Lustgården i Lilla Edet a financially healthy housing cooperative?
HSB Brf Lustgården i Lilla Edet receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB Brf Lustgården i Lilla Edet?
The debt is 4,736 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 73% of associations in Trollhättan.
How high is the fee in HSB Brf Lustgården i Lilla Edet?
The annual fee is 829 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade A mean?
Hemlo grade A means “Very strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Lustgården i Lilla Edet has a health score of 10 out of 10.