Hemlo's BRF analysis

HSB brf Mårbacka i Karlskoga

Org. no. 776400-0944 · Karlskoga

Acceptable, with remarksBased on the 2025 annual report · Analysed 14 Jun 2026

Summary

HSB brf Mårbacka i Karlskoga receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 647 kr per square metre and the annual fee is 531 kr per square metre per year. Lower fee per m² than 100% of associations in Karlskoga. The analysis highlights, among other things: Oklart stambyte i 1960-talsfastighet, Låg avgiftsnivå kan dölja framtida höjningar, Låg underhållsfond i förhållande till fastighetens ålder.

Compared with neighbouring associations

  • Lower debt per m² than 92% of associations in Karlskoga
  • Lower fee per m² than 100% of associations in Karlskoga
  • Higher equity ratio than 92% of associations in Karlskoga

Association facts

Municipality
Karlskoga
Built
1960
Apartments
125
Total area
8 150 m²

Identified risks

  • Unclear sewer pipe replacement in a 1960s propertyCritical
  • A low fee level can hide future increasesHigh
  • Low maintenance fund relative to the property’s ageHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre647 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre531 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB brf Mårbacka i Karlskoga a financially healthy housing cooperative?
HSB brf Mårbacka i Karlskoga receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB brf Mårbacka i Karlskoga?
The debt is 647 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 92% of associations in Karlskoga.
How high is the fee in HSB brf Mårbacka i Karlskoga?
The annual fee is 531 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Mårbacka i Karlskoga has a health score of 6 out of 10.