Hemlo's BRF analysis

HSB Brf Pantern i Helsingborg

Org. no. 743000-0989 · Helsingborg

Stable associationBased on the 2025 annual report · Analysed 23 Jun 2026

Top 44% in Helsingborg

Summary

HSB Brf Pantern i Helsingborg receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,306 kr per square metre and the annual fee is 1,038 kr per square metre per year. Higher fee per m² than 88% of associations in Helsingborg. The analysis highlights, among other things: Hög avgiftsnivå med tydlig uppåttrend, Stora låneförfall inom några år, Låg underhållsfond i relation till framtida projekt.

Compared with neighbouring associations

  • Higher fee per m² than 88% of associations in Helsingborg
  • Larger maintenance fund than 77% of associations in Helsingborg
  • Lower equity ratio than 87% of associations in Helsingborg

Association facts

Municipality
Helsingborg
Built
1950
Apartments
101
Total area
6 246 m²

Identified risks

  • High service charge level with a clear upward trendHigh
  • Large loan maturities within a few yearsHigh
  • Low maintenance fund in relation to future projectsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,306 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,038 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Pantern i Helsingborg a financially healthy housing cooperative?
HSB Brf Pantern i Helsingborg receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Pantern i Helsingborg?
The debt is 6,306 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Pantern i Helsingborg?
The annual fee is 1,038 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Pantern i Helsingborg has a health score of 7 out of 10.