Hemlo

Hemlo's BRF analysis

HSB Brf Riksbankshuset i Vänersborg

Org. no. 769618-0251 · Vänersborg

Stable associationBased on the 2025 annual report · Analysed 23 Jul 2026

Summary

HSB Brf Riksbankshuset i Vänersborg receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,823 kr per square metre and the annual fee is 892 kr per square metre per year. Higher equity ratio than 91% of associations in Vänersborg. The analysis highlights, among other things: Hög räntekänslighet kan tvinga fram avgiftshöjningar, Underhållsfonden är låg i förhållande till kommande behov, Kombinationen av hög skuld, låg buffert och liten förening ökar avgiftsrisken.

Compared with neighbouring associations

  • Higher equity ratio than 91% of associations in Vänersborg

Association facts

Municipality
Vänersborg
Built
2008
Apartments
16
Total area
1 743 m²

Identified risks

  • High interest-rate sensitivity can force fee increasesCritical
  • The maintenance fund is low in relation to upcoming needs.High
  • The combination of high debt, a low reserve fund, and a small association increases the risk of fee risesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,823 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre892 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations
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Frequently asked questions

Is HSB Brf Riksbankshuset i Vänersborg a financially healthy housing cooperative?
HSB Brf Riksbankshuset i Vänersborg receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Riksbankshuset i Vänersborg?
The debt is 5,823 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Riksbankshuset i Vänersborg?
The annual fee is 892 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Riksbankshuset i Vänersborg has a health score of 7 out of 10.