Hemlo's BRF analysis
HSB Brf Saturnus i Kristinehamn
Org. no. 773600-0105 · Kristinehamn
Top 36% in Kristinehamn
Summary
HSB Brf Saturnus i Kristinehamn receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,976 kr per square metre and the annual fee is 857 kr per square metre per year. Lower equity ratio than 80% of associations in Kristinehamn. The analysis highlights, among other things: Negativ soliditet och svag ekonomisk buffert, Stort lån förfaller samtidigt inom kort, Räntekänsligheten är märkbar trots fasta lån.
Compared with neighbouring associations
- Lower fee per m² than 60% of associations in Kristinehamn
- Smaller maintenance fund than 70% of associations in Kristinehamn
- Lower equity ratio than 80% of associations in Kristinehamn
Association facts
- Municipality
- Kristinehamn
- Built
- 1946
- Apartments
- 19
- Total area
- 1 403 m²
Identified risks
- Negative equity and a weak financial bufferCritical
- Large loan(s) fall due at the same time in the near termCritical
- Interest rate sensitivity is noticeable despite fixed loans.High
Details, assessments and suggested actions are part of the full analysis.
Full analysis
Create a free account to unlock every metric and the full assessment.
- Debt per square metre3,976 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre857 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Brf Saturnus i Kristinehamn a financially healthy housing cooperative?
- HSB Brf Saturnus i Kristinehamn receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Brf Saturnus i Kristinehamn?
- The debt is 3,976 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in HSB Brf Saturnus i Kristinehamn?
- The annual fee is 857 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Saturnus i Kristinehamn has a health score of 8 out of 10.