Hemlo's BRF analysis
HSB Brf Saturnus i Kristinehamn
Org. no. 773600-0105 · Kristinehamn
Summary
HSB Brf Saturnus i Kristinehamn receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 857 kr per square metre per year. Lower debt per m² than 90% of associations in Kristinehamn. The analysis highlights, among other things: Negativ soliditet och svag ekonomisk buffert, Stort lån förfaller samtidigt inom kort, Räntekänsligheten är märkbar trots fasta lån.
Compared with neighbouring associations
- Lower debt per m² than 90% of associations in Kristinehamn
- Higher fee per m² than 67% of associations in Kristinehamn
- Smaller maintenance fund than 76% of associations in Kristinehamn
- Lower equity ratio than 90% of associations in Kristinehamn
Association facts
- Municipality
- Kristinehamn
- Built
- 1946
- Apartments
- 19
- Total area
- 1 403 m²
Identified risks
- Negative equity and a weak financial bufferCritical
- Large loan(s) fall due at the same time in the near termCritical
- Interest rate sensitivity is noticeable despite fixed loans.High
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre0 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre857 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Brf Saturnus i Kristinehamn a financially healthy housing cooperative?
- HSB Brf Saturnus i Kristinehamn receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Brf Saturnus i Kristinehamn?
- The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 90% of associations in Kristinehamn.
- How high is the fee in HSB Brf Saturnus i Kristinehamn?
- The annual fee is 857 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Saturnus i Kristinehamn has a health score of 8 out of 10.