Hemlo's BRF analysis
BRF Skaraborgsvägen 12
Org. no. 773600-0071 · Kristinehamn
Summary
BRF Skaraborgsvägen 12 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,483 kr per square metre and the annual fee is 841 kr per square metre per year. Smaller maintenance fund than 100% of associations in Kristinehamn. The analysis highlights, among other things: Ingen underhållsplan och ingen underhållsfond, Okänt stambytesläge i föreningen, Hög refinansieringsrisk med ett enda lån.
Compared with neighbouring associations
- Higher debt per m² than 70% of associations in Kristinehamn
- Lower fee per m² than 70% of associations in Kristinehamn
- Smaller maintenance fund than 100% of associations in Kristinehamn
- Lower equity ratio than 70% of associations in Kristinehamn
Association facts
- Municipality
- Kristinehamn
- Total area
- 637 m²
Identified risks
- No maintenance plan and no maintenance fundCritical
- Unknown pipe replacement schedule within the associationCritical
- High refinancing risk with a single loanHigh
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre5,483 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre841 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BRF Skaraborgsvägen 12 a financially healthy housing cooperative?
- BRF Skaraborgsvägen 12 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in BRF Skaraborgsvägen 12?
- The debt is 5,483 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 70% of associations in Kristinehamn.
- How high is the fee in BRF Skaraborgsvägen 12?
- The annual fee is 841 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Skaraborgsvägen 12 has a health score of 6 out of 10.