Hemlo's BRF analysis

HSB Brf Schantzgården 2 i Örebro

Org. no. 775000-1328 · Örebro

Acceptable, with remarksBased on the 2025 annual report · Analysed 23 Jun 2026

Summary

HSB Brf Schantzgården 2 i Örebro receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,356 kr per square metre and the annual fee is 1,004 kr per square metre per year. Lower equity ratio than 88% of associations in Örebro. The annual fee has increased 3% over 1 years. The analysis highlights, among other things: Hög risk för kommande stambyte i 1939 års fastighet, Underhållsfonden är låg i förhållande till behovet, Betydande låneförfall inom kort tid.

Compared with neighbouring associations

  • Lower debt per m² than 73% of associations in Örebro
  • Higher fee per m² than 78% of associations in Örebro
  • Smaller maintenance fund than 82% of associations in Örebro
  • Lower equity ratio than 88% of associations in Örebro

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 004 kr/m²
+3% over 1 yr20242025
Debt/m²3 356 kr/m²
-3% over 1 yr20242025
Equity ratio21 %
0 pp over 1 yr20242025

Association facts

Municipality
Örebro
Built
1939
Apartments
33
Total area
1 500 m²

Identified risks

  • High risk of upcoming pipework replacement in the 1939 propertyCritical
  • The maintenance fund is low in relation to the need.Critical
  • Significant loan maturities in the near termHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,356 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,004 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Schantzgården 2 i Örebro a financially healthy housing cooperative?
HSB Brf Schantzgården 2 i Örebro receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Schantzgården 2 i Örebro?
The debt is 3,356 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 73% of associations in Örebro.
How high is the fee in HSB Brf Schantzgården 2 i Örebro?
The annual fee is 1,004 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 3% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Schantzgården 2 i Örebro has a health score of 6 out of 10.