Hemlo's BRF analysis

HSB Brf Stickan i Uddevalla

Org. no. 758500-0636 · Uddevalla

Very strong associationBased on the 2025 annual report · Analysed 13 Sept 2026

Summary

HSB Brf Stickan i Uddevalla receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,108 kr per square metre and the annual fee is 756 kr per square metre per year. The annual fee has been broadly unchanged over the past 2 years. The analysis highlights, among other things: Stor refinansieringsrisk när hela låneportföljen förfaller inom tre år, Underhållsfonden kan bli pressad vid flera stora åtgärder samtidigt, Räntekostnader kan slå igenom snabbt i avgiften trots att stambyte är klart.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²756 kr/m²
+2% over 2 yr2023–2025
Debt/m²3 108 kr/m²
-4% over 2 yr2023–2025
Equity ratio30 %
+2 pp over 2 yr2023–2025

Association facts

Municipality
Uddevalla
Built
1966
Apartments
367
Total area
25 455 m²

Identified risks

  • High refinancing risk when the entire loan portfolio matures within three yearsHigh
  • The maintenance fund may come under pressure if several major measures are implemented at the same time.Medium
  • Interest costs can quickly show up in the fee even though the pipe replacement is already completedMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,108 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre756 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Stickan i Uddevalla a financially healthy housing cooperative?
HSB Brf Stickan i Uddevalla receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Stickan i Uddevalla?
The debt is 3,108 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Stickan i Uddevalla?
The annual fee is 756 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 2 years.
What does Hemlo grade A mean?
Hemlo grade A means “Very strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Stickan i Uddevalla has a health score of 10 out of 10.