Hemlo's BRF analysis

HSB Brf Stranden i Borgholm

Org. no. 732000-0982 · Borgholm

Strong associationBased on the 2025 annual report · Analysed 24 Jul 2026

Summary

HSB Brf Stranden i Borgholm receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,339 kr per square metre and the annual fee is 990 kr per square metre per year. The annual fee has increased 7% over 1 years. The analysis highlights, among other things: Refinansiering av lån under 2026 kan påverka avgiften, Låg underhållsbuffer kan kräva avgiftshöjning, Avgiftsnivån ligger över normalspannet.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²990 kr/m²
+7% over 1 yr20242025
Debt/m²4 339 kr/m²
+60% over 1 yr20242025
Equity ratio17 %
-7 pp over 1 yr20242025

Association facts

Municipality
Borgholm
Built
1972
Apartments
30
Total area
1 822 m²

Identified risks

  • Refinancing loans during 2026 may affect the feeHigh
  • Low maintenance reserve may require an increase in feesHigh
  • The fee level is above the normal rangeMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,339 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre990 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Stranden i Borgholm a financially healthy housing cooperative?
HSB Brf Stranden i Borgholm receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Stranden i Borgholm?
The debt is 4,339 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Stranden i Borgholm?
The annual fee is 990 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 7% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Stranden i Borgholm has a health score of 8 out of 10.