Hemlo's BRF analysis

HSB Brf Tolered i Göteborg

Org. no. 757200-9095 · Göteborg

Acceptable, with remarksBased on the 2025 annual report · Analysed 11 Jun 2026

Top 50% in Göteborg

Summary

HSB Brf Tolered i Göteborg receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,267 kr per square metre and the annual fee is 895 kr per square metre per year. Larger maintenance fund than 90% of associations in Göteborg. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Stort kommande stam- och avloppsarbete, Tomträtt kan ge framtida avgiftshöjning, Låg underhållsfond i förhållande till kommande behov.

Compared with neighbouring associations

  • Lower debt per m² than 66% of associations in Göteborg
  • Higher fee per m² than 66% of associations in Göteborg
  • Larger maintenance fund than 90% of associations in Göteborg
  • Lower equity ratio than 70% of associations in Göteborg

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²895 kr/m²
+5% over 1 yr20242025
Debt/m²3 267 kr/m²
-1% over 1 yr20242025
Equity ratio32 %
+4 pp over 1 yr20242025

Association facts

Municipality
Göteborg
Built
1951
Apartments
318
Total area
17 664 m²

Identified risks

  • Major upcoming sewer and drainage upgrade projectCritical
  • Ground lease (tomträtt) may lead to future fee increases.High
  • Low maintenance fund in relation to upcoming needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,267 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre895 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Tolered i Göteborg a financially healthy housing cooperative?
HSB Brf Tolered i Göteborg receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Tolered i Göteborg?
The debt is 3,267 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 66% of associations in Göteborg.
How high is the fee in HSB Brf Tolered i Göteborg?
The annual fee is 895 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Tolered i Göteborg has a health score of 6 out of 10.