Hemlo's BRF analysis
HSB Brf Umbra i Göteborg
Org. no. 716409-5742 · Göteborg
Top 33% in Göteborg
Summary
HSB Brf Umbra i Göteborg receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 14,328 kr per square metre and the annual fee is 923 kr per square metre per year. Higher debt per m² than 94% of associations in Göteborg. The analysis highlights, among other things: Mycket hög räntekänslighet, Mycket hög skuldsättning per kvm, Stor refinansieringsrisk inom kort tid.
Compared with neighbouring associations
- Higher debt per m² than 94% of associations in Göteborg
- Higher fee per m² than 72% of associations in Göteborg
- Higher equity ratio than 65% of associations in Göteborg
Association facts
- Municipality
- Göteborg
- Built
- 2015
- Apartments
- 68
- Total area
- 4 400 m²
Identified risks
- Very high interest-rate sensitivityCritical
- Very high debt per sq m (per m²)Critical
- High refinancing risk in the near termHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
Create a free account to unlock every metric and the full assessment.
- Debt per square metre14,328 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre923 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Brf Umbra i Göteborg a financially healthy housing cooperative?
- HSB Brf Umbra i Göteborg receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in HSB Brf Umbra i Göteborg?
- The debt is 14,328 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 94% of associations in Göteborg.
- How high is the fee in HSB Brf Umbra i Göteborg?
- The annual fee is 923 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Umbra i Göteborg has a health score of 7 out of 10.