Hemlo's BRF analysis

HSB Brf Vårby Gård

Org. no. 712800-1612 · Huddinge

Acceptable, with remarksBased on the 2025 annual report · Analysed 25 Jun 2026

Summary

HSB Brf Vårby Gård receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,686 kr per square metre and the annual fee is 897 kr per square metre per year. Larger maintenance fund than 85% of associations in Huddinge. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Stambyte nära i tid i 70-talshus, Tydlig avgiftshöjning i närtid, Låneförfall koncentrerat till 2026.

Compared with neighbouring associations

  • Lower debt per m² than 78% of associations in Huddinge
  • Higher fee per m² than 61% of associations in Huddinge
  • Larger maintenance fund than 85% of associations in Huddinge
  • Lower equity ratio than 72% of associations in Huddinge

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²897 kr/m²
+5% over 1 yr20242025
Debt/m²1 686 kr/m²
-1% over 1 yr20242025
Equity ratio44 %
-1 pp over 1 yr20242025

Association facts

Municipality
Huddinge
Built
1972
Apartments
196
Total area
13 838 m²

Identified risks

  • Replace load-bearing structure(s) close in time in 1970s-era housesCritical
  • Clear increase in fees in the near termCritical
  • Loan maturities concentrated in 2026High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,686 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre897 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Vårby Gård a financially healthy housing cooperative?
HSB Brf Vårby Gård receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Vårby Gård?
The debt is 1,686 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 78% of associations in Huddinge.
How high is the fee in HSB Brf Vårby Gård?
The annual fee is 897 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Vårby Gård has a health score of 5 out of 10.