Hemlo's BRF analysis

HSB:s Bostadsrättsförening Konstapeln i Karlskrona

Org. no. 735000-1850 · Karlskrona

Strong associationBased on the 2023 annual report · Analysed 22 Jul 2026

Summary

HSB:s Bostadsrättsförening Konstapeln i Karlskrona receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2023 annual report. The debt is 1,947 kr per square metre and the annual fee is 578 kr per square metre per year. Lower fee per m² than 97% of associations in Karlskrona. The analysis highlights, among other things: Äldre byggår ökar risken för dolda renoveringsbehov, Ränte- och refinansieringsrisk vid låneförfall, Planerat underhåll kan pressa ekonomin trots genomfört stambyte.

Compared with neighbouring associations

  • Lower debt per m² than 82% of associations in Karlskrona
  • Lower fee per m² than 97% of associations in Karlskrona

Association facts

Municipality
Karlskrona
Built
1961
Apartments
61
Total area
3 551 m²

Identified risks

  • Older construction years increase the risk of hidden renovation needsMedium
  • Interest and refinancing risk at loan maturityMedium
  • Planned maintenance can put pressure on finances despite completed pipe replacementMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,947 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre578 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB:s Bostadsrättsförening Konstapeln i Karlskrona a financially healthy housing cooperative?
HSB:s Bostadsrättsförening Konstapeln i Karlskrona receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2023 annual report.
How high is the debt in HSB:s Bostadsrättsförening Konstapeln i Karlskrona?
The debt is 1,947 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 82% of associations in Karlskrona.
How high is the fee in HSB:s Bostadsrättsförening Konstapeln i Karlskrona?
The annual fee is 578 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB:s Bostadsrättsförening Konstapeln i Karlskrona has a health score of 8 out of 10.