Hemlo's BRF analysis

HSB:S BOSTADSRÄTTSFÖRENING KONSTAPELN I KARLSKRONA

Org. no. 735000-1850 · Karlskrona

Stable associationBased on the 2025 annual report · Analysed 9 Sept 2026

Summary

HSB:S BOSTADSRÄTTSFÖRENING KONSTAPELN I KARLSKRONA receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,880 kr per square metre and the annual fee is 618 kr per square metre per year. Lower fee per m² than 86% of associations in Karlskrona. The annual fee has increased 7% over 2 years. The analysis highlights, among other things: Stor refinansiering nära förestående, Låg underhållsreserv i förhållande till framtida behov, Måttlig soliditet men svagt resultat.

Compared with neighbouring associations

  • Lower debt per m² than 79% of associations in Karlskrona
  • Lower fee per m² than 86% of associations in Karlskrona
  • Lower equity ratio than 64% of associations in Karlskrona

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²618 kr/m²
+7% over 2 yr2023–2025
Debt/m²1 880 kr/m²
-3% over 2 yr2023–2025
Equity ratio29 %
-4 pp over 2 yr2023–2025

Association facts

Municipality
Karlskrona
Built
1961
Apartments
61
Total area
3 551 m²

Identified risks

  • Major refinancing imminentHigh
  • Low maintenance reserve in relation to future needsHigh
  • Moderate equity ratio but a weak resultMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,880 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre618 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB:S BOSTADSRÄTTSFÖRENING KONSTAPELN I KARLSKRONA a financially healthy housing cooperative?
HSB:S BOSTADSRÄTTSFÖRENING KONSTAPELN I KARLSKRONA receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB:S BOSTADSRÄTTSFÖRENING KONSTAPELN I KARLSKRONA?
The debt is 1,880 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 79% of associations in Karlskrona.
How high is the fee in HSB:S BOSTADSRÄTTSFÖRENING KONSTAPELN I KARLSKRONA?
The annual fee is 618 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 7% over 2 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB:S BOSTADSRÄTTSFÖRENING KONSTAPELN I KARLSKRONA has a health score of 7 out of 10.