Hemlo's BRF analysis

RBF Landbron

Org. no. 735000-1793 · Karlskrona

Acceptable, with remarksBased on the 2024 annual report · Analysed 23 May 2026

Summary

RBF Landbron receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 7,317 kr per square metre and the annual fee is 910 kr per square metre per year. Lower equity ratio than 90% of associations in Karlskrona. The analysis highlights, among other things: Hög räntekänslighet kan tvinga fram avgiftshöjningar, Svag soliditet minskar motståndskraften mot oväntade kostnader, Stor refinansieringsrisk när flera lån förfaller inom ett år.

Compared with neighbouring associations

  • Higher fee per m² than 80% of associations in Karlskrona
  • Larger maintenance fund than 72% of associations in Karlskrona
  • Lower equity ratio than 90% of associations in Karlskrona

Association facts

Municipality
Karlskrona
Built
1939
Apartments
53
Total area
2 447 m²

Identified risks

  • High interest-rate sensitivity can force fee increasesCritical
  • Weak equity ratio reduces resilience to unexpected costsHigh
  • High refinancing risk when several loans mature within one yearHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre7,317 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre910 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RBF Landbron a financially healthy housing cooperative?
RBF Landbron receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in RBF Landbron?
The debt is 7,317 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in RBF Landbron?
The annual fee is 910 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Landbron has a health score of 6 out of 10.