Hemlo's BRF analysis

HSBs brf Fagerdal i Sundsvall

Org. no. 789200-1038 · Sundsvall

Strong associationBased on the 2024 annual report · Analysed 7 Jun 2026

Top 37% in Sundsvall

Summary

HSBs brf Fagerdal i Sundsvall receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 3,017 kr per square metre and the annual fee is 1,001 kr per square metre per year. Higher fee per m² than 92% of associations in Sundsvall. The analysis highlights, among other things: Hela lånestocken måste refinansieras inom kort, Avgiften är redan något hög och kan pressas upp av kommande projekt, Planerat stambyte i ett 60-talshus innebär stor framtida kostnad.

Compared with neighbouring associations

  • Higher fee per m² than 92% of associations in Sundsvall
  • Smaller maintenance fund than 61% of associations in Sundsvall
  • Higher equity ratio than 75% of associations in Sundsvall

Association facts

Municipality
Sundsvall
Built
1961
Apartments
17
Total area
938 m²

Identified risks

  • All the loan portfolio must be refinanced shortly.Critical
  • The fee is already somewhat high and could be increased further by upcoming projects.High
  • Planned pipework replacement in a 1960s-era building means a significant future costHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,017 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,001 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSBs brf Fagerdal i Sundsvall a financially healthy housing cooperative?
HSBs brf Fagerdal i Sundsvall receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSBs brf Fagerdal i Sundsvall?
The debt is 3,017 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSBs brf Fagerdal i Sundsvall?
The annual fee is 1,001 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSBs brf Fagerdal i Sundsvall has a health score of 8 out of 10.