Hemlo's BRF analysis
Bostadsrättsföreningen Stenhammaren
Org. no. 769630-0958 · Sundsvall
Summary
Bostadsrättsföreningen Stenhammaren receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 778 kr per square metre per year. Higher equity ratio than 96% of associations in Sundsvall. The analysis highlights, among other things: Hög räntekänslighet kan pressa avgiften snabbt, Ingen underhållsplan ökar risken för överraskande kostnader, Nästan hela lånestocken förfaller inom kort.
Compared with neighbouring associations
- Lower debt per m² than 93% of associations in Sundsvall
- Smaller maintenance fund than 66% of associations in Sundsvall
- Higher equity ratio than 96% of associations in Sundsvall
Association facts
- Municipality
- Sundsvall
- Built
- 2018
- Apartments
- 33
- Total area
- 3 216 m²
Identified risks
- High interest-rate sensitivity can put pressure on the fee quicklyHigh
- No maintenance plan increases the risk of unexpected costsHigh
- Almost the entire loan stock matures soonHigh
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- Debt per square metre0 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre778 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Stenhammaren a financially healthy housing cooperative?
- Bostadsrättsföreningen Stenhammaren receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Stenhammaren?
- The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 93% of associations in Sundsvall.
- How high is the fee in Bostadsrättsföreningen Stenhammaren?
- The annual fee is 778 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Stenhammaren has a health score of 8 out of 10.