Hemlo's BRF analysis

HSBs Brf Gävlehus Nr 11 I Gävle

Org. no. 785000-2127 · Gävle

Stable associationBased on the 2025 annual report · Analysed 20 Jul 2026

Top 48% in Gävle

Summary

HSBs Brf Gävlehus Nr 11 I Gävle receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,803 kr per square metre and the annual fee is 599 kr per square metre per year. Larger maintenance fund than 100% of associations in Gävle. The annual fee has increased 4% over 1 years. The analysis highlights, among other things: Trolig stambytesrisk i 1969-byggnad, Underhållsfond som kan vara för svag för framtida behov, Förfallostruktur som kan pressa avgiften.

Compared with neighbouring associations

  • Lower debt per m² than 76% of associations in Gävle
  • Lower fee per m² than 82% of associations in Gävle
  • Larger maintenance fund than 100% of associations in Gävle
  • Higher equity ratio than 68% of associations in Gävle

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²599 kr/m²
+4% over 1 yr20242025
Debt/m²1 803 kr/m²
-2% over 1 yr20242025
Equity ratio44 %
+2 pp over 1 yr20242025

Association facts

Municipality
Gävle
Built
1969
Apartments
401
Total area
28 979 m²

Identified risks

  • Likely pipe replacement risk in 1969 buildingCritical
  • Maintenance fund that may be too weak for future needsHigh
  • Maturity structure that can put pressure on the service chargeHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,803 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre599 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSBs Brf Gävlehus Nr 11 I Gävle a financially healthy housing cooperative?
HSBs Brf Gävlehus Nr 11 I Gävle receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSBs Brf Gävlehus Nr 11 I Gävle?
The debt is 1,803 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 76% of associations in Gävle.
How high is the fee in HSBs Brf Gävlehus Nr 11 I Gävle?
The annual fee is 599 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 4% over 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSBs Brf Gävlehus Nr 11 I Gävle has a health score of 7 out of 10.