Hemlo's BRF analysis

Brf Borggården

Org. no. 785000-0188 · Gävle

Very strong associationBased on the 2024 annual report · Analysed 15 Jun 2026

Top 2% in Gävle

Summary

Brf Borggården receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 1,247 kr per square metre and the annual fee is 672 kr per square metre per year. Lower debt per m² than 82% of associations in Gävle. The analysis highlights, among other things: Nära låneförfall kan tvinga fram omförhandling till sämre villkor, Låg underhållsfond ger begränsad buffert för framtida större åtgärder, Stambytesrisk är oklar men måste utredas eftersom stambyte inte är verifierat.

Compared with neighbouring associations

  • Lower debt per m² than 82% of associations in Gävle
  • Lower fee per m² than 70% of associations in Gävle
  • Smaller maintenance fund than 72% of associations in Gävle

Association facts

Municipality
Gävle
Apartments
33
Total area
1 854 m²

Identified risks

  • Close to loan maturities may force renegotiation on worse termsCritical
  • Low maintenance fund provides a limited buffer for future major measuresHigh
  • The risk of pipe replacement is unclear but must be investigated because pipe replacement has not been verified.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,247 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre672 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Borggården a financially healthy housing cooperative?
Brf Borggården receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Brf Borggården?
The debt is 1,247 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 82% of associations in Gävle.
How high is the fee in Brf Borggården?
The annual fee is 672 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade A mean?
Hemlo grade A means “Very strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Borggården has a health score of 10 out of 10.