Hemlo's BRF analysis

HSBs brf Huggaren i Sundsvall

Org. no. 789200-2978 · Sundsvall

Stable associationBased on the 2024 annual report · Analysed 22 Jun 2026

Summary

HSBs brf Huggaren i Sundsvall receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 3,769 kr per square metre and the annual fee is 838 kr per square metre per year. Higher debt per m² than 69% of associations in Sundsvall. The analysis highlights, among other things: Stambyte kan vara nära eller redan försenat, Stor andel lån ska refinansieras inom kort, Relativt hög skuldsättning med begränsad buffert.

Compared with neighbouring associations

  • Higher debt per m² than 69% of associations in Sundsvall
  • Larger maintenance fund than 62% of associations in Sundsvall
  • Lower equity ratio than 65% of associations in Sundsvall

Association facts

Municipality
Sundsvall
Built
1962
Apartments
90
Total area
5 145 m²

Identified risks

  • Riser replacement can be close or already delayedCritical
  • A large share of the loans is to be refinanced shortly.High
  • Relatively high debt with a limited bufferHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,769 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre838 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSBs brf Huggaren i Sundsvall a financially healthy housing cooperative?
HSBs brf Huggaren i Sundsvall receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSBs brf Huggaren i Sundsvall?
The debt is 3,769 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 69% of associations in Sundsvall.
How high is the fee in HSBs brf Huggaren i Sundsvall?
The annual fee is 838 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSBs brf Huggaren i Sundsvall has a health score of 7 out of 10.