Hemlo's BRF analysis

Brf Granbacka

Org. no. 789200-0865 · Sundsvall

Strong associationBased on the 2025 annual report · Analysed 26 Sept 2026

Top 15% in Sundsvall

Summary

Brf Granbacka receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,275 kr per square metre and the annual fee is 783 kr per square metre per year. Lower equity ratio than 77% of associations in Sundsvall. The annual fee has increased 24% over 4 years. The analysis highlights, among other things: Stor refinansieringsrisk inom kort, Låg soliditet ger svag motståndskraft, Underhållsfonden är mycket låg.

Compared with neighbouring associations

  • Lower debt per m² than 68% of associations in Sundsvall
  • Lower fee per m² than 64% of associations in Sundsvall
  • Lower equity ratio than 77% of associations in Sundsvall

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²783 kr/m²
+24% over 4 yr2021–2025
Debt/m²2 275 kr/m²
-9% over 4 yr2021–2025
Equity ratio14 %
+8 pp over 4 yr2021–2025

Association facts

Municipality
Sundsvall
Built
1960
Apartments
118
Total area
8 753 m²

Identified risks

  • High refinancing risk in the near termCritical
  • Low equity ratio results in weak resilienceHigh
  • The maintenance fund is very low.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,275 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre783 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Granbacka a financially healthy housing cooperative?
Brf Granbacka receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Granbacka?
The debt is 2,275 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 68% of associations in Sundsvall.
How high is the fee in Brf Granbacka?
The annual fee is 783 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 24% over 4 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Granbacka has a health score of 9 out of 10.