Hemlo's BRF analysis

HSBs Brf Östermalm I Gävle

Org. no. 785000-1103 · Gävle

Strong associationBased on the 2023 annual report · Analysed 22 Jun 2026

Top 42% in Gävle

Summary

HSBs Brf Östermalm I Gävle receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2023 annual report. The debt is 2,581 kr per square metre and the annual fee is 842 kr per square metre per year. Lower debt per m² than 63% of associations in Gävle. The analysis highlights, among other things: Osäkert stambyte i 1950-talsfastighet, Stor refinansiering inom kort tid, Låg underhållsfond i förhållande till framtida behov.

Compared with neighbouring associations

  • Lower debt per m² than 63% of associations in Gävle
  • Higher fee per m² than 63% of associations in Gävle
  • Smaller maintenance fund than 60% of associations in Gävle
  • Higher equity ratio than 60% of associations in Gävle

Association facts

Municipality
Gävle
Built
1952
Apartments
55
Total area
3 527 m²

Identified risks

  • Uncertain pipe replacement in a 1950s propertyCritical
  • Major refinancing in the near futureHigh
  • Low maintenance fund in relation to future needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,581 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre842 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSBs Brf Östermalm I Gävle a financially healthy housing cooperative?
HSBs Brf Östermalm I Gävle receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2023 annual report.
How high is the debt in HSBs Brf Östermalm I Gävle?
The debt is 2,581 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 63% of associations in Gävle.
How high is the fee in HSBs Brf Östermalm I Gävle?
The annual fee is 842 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSBs Brf Östermalm I Gävle has a health score of 8 out of 10.