Hemlo's BRF analysis
HSBs Brf Sätra I Gävle
Org. no. 785000-3141 · Gävle
Summary
HSBs Brf Sätra I Gävle receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 2,980 kr per square metre and the annual fee is 580 kr per square metre per year. Lower fee per m² than 87% of associations in Gävle. The analysis highlights, among other things: Låg underhållsfond kan tvinga fram avgiftshöjningar, Ränterisk vid refinansiering av flera lån inom kort tid, Medelhög soliditet ger begränsad buffert vid oväntade kostnader.
Compared with neighbouring associations
- Lower fee per m² than 87% of associations in Gävle
- Larger maintenance fund than 86% of associations in Gävle
- Lower equity ratio than 65% of associations in Gävle
Association facts
- Municipality
- Gävle
- Built
- 1969
- Apartments
- 155
- Total area
- 12 148 m²
Identified risks
- Low maintenance fund levels can force increases in association feesHigh
- Interest rate risk when refinancing multiple loans within a short period of timeHigh
- Medium solidity provides a limited buffer against unexpected costsMedium
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre2,980 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre580 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSBs Brf Sätra I Gävle a financially healthy housing cooperative?
- HSBs Brf Sätra I Gävle receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in HSBs Brf Sätra I Gävle?
- The debt is 2,980 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in HSBs Brf Sätra I Gävle?
- The annual fee is 580 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSBs Brf Sätra I Gävle has a health score of 7 out of 10.