Hemlo's BRF analysis

HSBs Brf Patronen I Gävle

Org. no. 785000-1202 · Gävle

Stable associationBased on the 2025 annual report · Analysed 5 Oct 2026

Top 48% in Gävle

Summary

HSBs Brf Patronen I Gävle receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,837 kr per square metre and the annual fee is 699 kr per square metre per year. Lower debt per m² than 81% of associations in Gävle. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Troligt kommande stambyte i 1950-talsfastighet, Låg underhållsfond i förhållande till åldern, Avgiftshöjningar tyder på kostnadspress.

Compared with neighbouring associations

  • Lower debt per m² than 81% of associations in Gävle
  • Lower fee per m² than 62% of associations in Gävle

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²699 kr/m²
+2% over 1 yr2024–2025
Debt/m²1 837 kr/m²
-6% over 1 yr2024–2025
Equity ratio38 %
+9 pp over 1 yr2024–2025

Association facts

Municipality
Gävle
Built
1955
Apartments
36
Total area
1 715 m²

Identified risks

  • Likely upcoming pipe replacement in a 1950s propertyCritical
  • Low maintenance fund relative to the ageCritical
  • Service charge increases suggest cost pressureHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,837 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre699 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSBs Brf Patronen I Gävle a financially healthy housing cooperative?
HSBs Brf Patronen I Gävle receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSBs Brf Patronen I Gävle?
The debt is 1,837 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 81% of associations in Gävle.
How high is the fee in HSBs Brf Patronen I Gävle?
The annual fee is 699 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSBs Brf Patronen I Gävle has a health score of 7 out of 10.