Hemlo's BRF analysis

Brf Mården i Gävle

Org. no. 785000-3406 · Gävle

Stable associationBased on the 2025 annual report · Analysed 22 Jun 2026

Summary

Brf Mården i Gävle receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,073 kr per square metre and the annual fee is 865 kr per square metre per year. Lower equity ratio than 93% of associations in Gävle. The analysis highlights, among other things: Stambyte okänt i 1971-års fastighet, Svag ekonomisk buffert inför stora underhåll, Stor låneförfallokoncentration 2026.

Compared with neighbouring associations

  • Higher debt per m² than 68% of associations in Gävle
  • Higher fee per m² than 69% of associations in Gävle
  • Smaller maintenance fund than 85% of associations in Gävle
  • Lower equity ratio than 93% of associations in Gävle

Association facts

Municipality
Gävle
Built
1971
Apartments
60
Total area
5 705 m²

Identified risks

  • Unknown building replacement in the 1971 propertyCritical
  • Weak financial buffer ahead of major maintenanceCritical
  • High loan maturity concentration 2026High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,073 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre865 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Mården i Gävle a financially healthy housing cooperative?
Brf Mården i Gävle receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Mården i Gävle?
The debt is 5,073 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 68% of associations in Gävle.
How high is the fee in Brf Mården i Gävle?
The annual fee is 865 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Mården i Gävle has a health score of 7 out of 10.