Hemlo's BRF analysis
HSBs brf Rågen i Sundsvall
Org. no. 789200-5914 · Sundsvall
Summary
HSBs brf Rågen i Sundsvall receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,305 kr per square metre and the annual fee is 1,037 kr per square metre per year. Larger maintenance fund than 99% of associations in Sundsvall. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Stambyte kan vara nära och mycket kostsamt, Hög skuld möter stor refinansieringsvåg, Avgiftsnivån är redan hög och kan pressas upp mer.
Compared with neighbouring associations
- Higher fee per m² than 93% of associations in Sundsvall
- Larger maintenance fund than 99% of associations in Sundsvall
- Higher equity ratio than 69% of associations in Sundsvall
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Sundsvall
- Built
- 1971
- Apartments
- 673
- Total area
- 45 512 m²
Identified risks
- Pipe replacement can be close by and very costlyCritical
- High debt meets a major refinancing waveHigh
- The fee level is already high and could be increased further.High
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre3,305 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre1,037 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSBs brf Rågen i Sundsvall a financially healthy housing cooperative?
- HSBs brf Rågen i Sundsvall receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSBs brf Rågen i Sundsvall?
- The debt is 3,305 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in HSBs brf Rågen i Sundsvall?
- The annual fee is 1,037 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSBs brf Rågen i Sundsvall has a health score of 7 out of 10.