Hemlo's BRF analysis

RB Brf Gävlehus nr 20

Org. no. 716413-4251 · Gävle

Strong associationBased on the 2025 annual report · Analysed 3 Oct 2026

Top 13% in Gävle

Summary

RB Brf Gävlehus nr 20 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,146 kr per square metre and the annual fee is 980 kr per square metre per year. Lower equity ratio than 91% of associations in Gävle. The annual fee has increased 43% over 5 years. The analysis highlights, among other things: Mycket svag soliditet och negativt eget kapital, Mycket låg underhållsfond i förhållande till huset, Räntekänslig ekonomi med begränsad marginal.

Compared with neighbouring associations

  • Higher fee per m² than 90% of associations in Gävle
  • Lower equity ratio than 91% of associations in Gävle

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²980 kr/m²
+43% over 5 yr2020–2025
Debt/m²4 146 kr/m²
+54% over 5 yr2020–2025
Equity ratio-13 %
-39 pp over 5 yr2020–2025

Association facts

Municipality
Gävle
Built
1982
Apartments
98
Total area
8 408 m²

Identified risks

  • Very weak equity ratio and negative equityCritical
  • Very low maintenance fund in relation to the propertyCritical
  • Interest-rate sensitive economy with limited marginHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,146 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre980 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RB Brf Gävlehus nr 20 a financially healthy housing cooperative?
RB Brf Gävlehus nr 20 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in RB Brf Gävlehus nr 20?
The debt is 4,146 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in RB Brf Gävlehus nr 20?
The annual fee is 980 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 43% over 5 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RB Brf Gävlehus nr 20 has a health score of 9 out of 10.