Hemlo's BRF analysis

RB Brf Gävlehus nr 20

Org. no. 716413-4251 · Gävle

Strong associationBased on the 2024 annual report · Analysed 11 Jun 2026

Top 40% in Gävle

Summary

RB Brf Gävlehus nr 20 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 4,206 kr per square metre and the annual fee is 935 kr per square metre per year. Lower equity ratio than 92% of associations in Gävle. The annual fee has increased 37% over 4 years. The analysis highlights, among other things: Stambytesrisk i 80-talshus, Låg underhållsfond ger svagt buffertutrymme, Kombination av skuld och begränsad soliditet.

Compared with neighbouring associations

  • Higher debt per m² than 60% of associations in Gävle
  • Higher fee per m² than 80% of associations in Gävle
  • Smaller maintenance fund than 61% of associations in Gävle
  • Lower equity ratio than 92% of associations in Gävle

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²935 kr/m²
+37% over 4 yr20202024
Debt/m²4 207 kr/m²
+56% over 4 yr20202024
Equity ratio-17 %
-43 pp over 4 yr20202024

Association facts

Municipality
Gävle
Built
1982
Apartments
98
Total area
8 408 m²

Identified risks

  • Risk of replacing the building’s structural services in 1980s housesHigh
  • Low maintenance fund results in a weak buffer capacityHigh
  • Combination of debt and limited solidityMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,206 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre935 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RB Brf Gävlehus nr 20 a financially healthy housing cooperative?
RB Brf Gävlehus nr 20 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in RB Brf Gävlehus nr 20?
The debt is 4,206 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 60% of associations in Gävle.
How high is the fee in RB Brf Gävlehus nr 20?
The annual fee is 935 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 37% over 4 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RB Brf Gävlehus nr 20 has a health score of 8 out of 10.