Hemlo's BRF analysis

RB BRF Snäckbacken

Org. no. 769614-2541 · Gotland

Stable associationBased on the 2025 annual report · Analysed 1 Sept 2026

Top 42% in Gotland

Summary

RB BRF Snäckbacken receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 10,165 kr per square metre and the annual fee is 1,095 kr per square metre per year. Higher fee per m² than 93% of associations in Gotland. The analysis highlights, among other things: Hög skuldsättning med refinansiering av hela låneportföljen 2026, Mycket hög räntekänslighet kan slå direkt på avgifterna, Byggnaden från 2008 men inget tydligt bevis på stora strukturella åtgärder.

Compared with neighbouring associations

  • Higher debt per m² than 83% of associations in Gotland
  • Higher fee per m² than 93% of associations in Gotland
  • Larger maintenance fund than 80% of associations in Gotland

Association facts

Municipality
Gotland
Built
2008
Apartments
30
Total area
2 411 m²

Identified risks

  • High indebtedness with refinancing of the entire loan portfolio in 2026Critical
  • Very high interest-rate sensitivity can directly hit the fees.High
  • The building dates from 2008, but there is no clear evidence of major structural measures.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre10,165 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,095 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RB BRF Snäckbacken a financially healthy housing cooperative?
RB BRF Snäckbacken receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in RB BRF Snäckbacken?
The debt is 10,165 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 83% of associations in Gotland.
How high is the fee in RB BRF Snäckbacken?
The annual fee is 1,095 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RB BRF Snäckbacken has a health score of 7 out of 10.