Hemlo's BRF analysis
RBF Visbyhus nr 12
Org. no. 734000-2653 · Gotland
Top 30% in Gotland
Summary
RBF Visbyhus nr 12 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,717 kr per square metre and the annual fee is 857 kr per square metre per year. Larger maintenance fund than 89% of associations in Gotland. The annual fee has increased 10% over 1 years. The analysis highlights, among other things: Negativ soliditet och svagt eget kapital, Hög sannolikhet för kommande stambyte, Stora lån förfaller inom kort.
Compared with neighbouring associations
- Lower debt per m² than 63% of associations in Gotland
- Higher fee per m² than 67% of associations in Gotland
- Larger maintenance fund than 89% of associations in Gotland
- Lower equity ratio than 85% of associations in Gotland
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Gotland
- Built
- 1965
- Apartments
- 112
- Total area
- 7 488 m²
Identified risks
- Negative equity ratio and weak equityCritical
- High likelihood of an upcoming pipe replacement (stambyte)Critical
- Large loans fall due soonHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre2,717 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre857 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is RBF Visbyhus nr 12 a financially healthy housing cooperative?
- RBF Visbyhus nr 12 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in RBF Visbyhus nr 12?
- The debt is 2,717 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 63% of associations in Gotland.
- How high is the fee in RBF Visbyhus nr 12?
- The annual fee is 857 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 10% over 1 years.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Visbyhus nr 12 has a health score of 8 out of 10.