Hemlo's BRF analysis

RB BRF Visbyhus nr 21

Org. no. 716404-9533 · Gotland

Strong associationBased on the 2025 annual report · Analysed 12 Aug 2026

Top 23% in Gotland

Summary

RB BRF Visbyhus nr 21 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,739 kr per square metre and the annual fee is 910 kr per square metre per year. Lower equity ratio than 99% of associations in Gotland. The analysis highlights, among other things: Negativ soliditet och svagt eget kapital, Underhållsfonden är underdimensionerad, Låneförfall inom kort ger refinansieringsrisk.

Compared with neighbouring associations

  • Higher debt per m² than 65% of associations in Gotland
  • Higher fee per m² than 73% of associations in Gotland
  • Larger maintenance fund than 91% of associations in Gotland
  • Lower equity ratio than 99% of associations in Gotland

Association facts

Municipality
Gotland
Built
1966
Apartments
66
Total area
4 198 m²

Identified risks

  • Negative solidity and weak equityCritical
  • The maintenance fund is underfundedHigh
  • Loan maturities soon create refinancing riskHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,739 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre910 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RB BRF Visbyhus nr 21 a financially healthy housing cooperative?
RB BRF Visbyhus nr 21 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in RB BRF Visbyhus nr 21?
The debt is 6,739 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 65% of associations in Gotland.
How high is the fee in RB BRF Visbyhus nr 21?
The annual fee is 910 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RB BRF Visbyhus nr 21 has a health score of 8 out of 10.