Hemlo's BRF analysis

RBF Skellefteåhus nr 3

Org. no. 794700-1967 · Skellefteå

Strong associationBased on the 2024 annual report · Analysed 22 Apr 2026

Summary

RBF Skellefteåhus nr 3 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 659 kr per square metre per year. Lower debt per m² than 96% of associations in Skellefteå. The analysis highlights, among other things: Okänt stambyte i mycket gammalt hus, Kombinationsrisk: äldre fastighet, osäker stamstatus och begränsad underhållsbuffer, Refinansiering av hela låneportföljen inom kort.

Compared with neighbouring associations

  • Lower debt per m² than 96% of associations in Skellefteå
  • Lower fee per m² than 84% of associations in Skellefteå
  • Larger maintenance fund than 84% of associations in Skellefteå
  • Higher equity ratio than 92% of associations in Skellefteå

Association facts

Municipality
Skellefteå
Built
1948
Apartments
72
Total area
4 634 m²

Identified risks

  • Unknown sewer pipe replacement in a very old houseCritical
  • Combination risk: older property, uncertain condition of the main water/sewer stacks, and limited maintenance bufferHigh
  • Refinancing of the entire loan portfolio in the near termHigh

Details, assessments and suggested actions are part of the full analysis.

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre659 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RBF Skellefteåhus nr 3 a financially healthy housing cooperative?
RBF Skellefteåhus nr 3 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in RBF Skellefteåhus nr 3?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 96% of associations in Skellefteå.
How high is the fee in RBF Skellefteåhus nr 3?
The annual fee is 659 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Skellefteåhus nr 3 has a health score of 8 out of 10.