Hemlo's BRF analysis

RBF Västra Berget

Org. no. 716408-8689 · Strömstad

Strong associationBased on the 2025 annual report · Analysed 5 Aug 2026

Summary

RBF Västra Berget receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,182 kr per square metre and the annual fee is 841 kr per square metre per year. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Känslig ekonomi vid ränteuppgång, Underhållsbehov i byggnad från 1986 kan ligga nära i tiden, Stor refinansieringspuckel redan 2026.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²841 kr/m²
+2% over 1 yr20242025
Debt/m²5 182 kr/m²
+40% over 1 yr20242025
Equity ratio33 %
-6 pp over 1 yr20242025

Association facts

Municipality
Strömstad
Built
1986
Apartments
104
Total area
7 654 m²

Identified risks

  • Sensitive finances in the event of an interest rate increaseHigh
  • The maintenance requirements for a building from 1986 may be close in timeHigh
  • Large refinancing “hump” already in 2026High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,182 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre841 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RBF Västra Berget a financially healthy housing cooperative?
RBF Västra Berget receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in RBF Västra Berget?
The debt is 5,182 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in RBF Västra Berget?
The annual fee is 841 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Västra Berget has a health score of 8 out of 10.