Hemlo's BRF analysis

RBF Yxan

Org. no. 794700-2015 · Skellefteå

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Jun 2026

Summary

RBF Yxan receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,172 kr per square metre and the annual fee is 960 kr per square metre per year. Lower equity ratio than 86% of associations in Skellefteå. The analysis highlights, among other things: Hög stambytesrisk i 1950-talshus utan bekräftad åtgärd, Mycket låg soliditet och hög skuldberoende, Underhållsfond långt under nivå för 1950-talshus.

Compared with neighbouring associations

  • Higher debt per m² than 79% of associations in Skellefteå
  • Higher fee per m² than 83% of associations in Skellefteå
  • Larger maintenance fund than 76% of associations in Skellefteå
  • Lower equity ratio than 86% of associations in Skellefteå

Association facts

Municipality
Skellefteå
Built
1953
Apartments
165
Total area
9 818 m²

Identified risks

  • High risk of pipe replacement in 1950s buildings without a confirmed measureCritical
  • Very low equity ratio and high reliance on debtCritical
  • Maintenance fund far below level for 1950s housingHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,172 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre960 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RBF Yxan a financially healthy housing cooperative?
RBF Yxan receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in RBF Yxan?
The debt is 5,172 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 79% of associations in Skellefteå.
How high is the fee in RBF Yxan?
The annual fee is 960 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Yxan has a health score of 6 out of 10.