Hemlo's BRF analysis

Svenska Folkbyggens BRF Nr 3 i Stockholm

Org. no. 702000-5976 · Stockholm

Weaknesses presentBased on the 2025 annual report · Analysed 25 Aug 2026

Summary

Svenska Folkbyggens BRF Nr 3 i Stockholm receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,810 kr per square metre and the annual fee is 1,161 kr per square metre per year. Lower equity ratio than 100% of associations in Stockholm. The annual fee has increased 12% over 1 years. The analysis highlights, among other things: Hög belåning kombinerat med svag soliditet, Tomträtt kan ge kraftigt ökade kostnader vid omförhandling, Låg underhållsfond i äldre fastighet.

Compared with neighbouring associations

  • Higher debt per m² than 63% of associations in Stockholm
  • Higher fee per m² than 97% of associations in Stockholm
  • Lower equity ratio than 100% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 161 kr/m²
+12% over 1 yr20242025
Debt/m²5 810 kr/m²
+10% over 1 yr20242025

Association facts

Municipality
Stockholm
Built
1943
Apartments
59
Total area
2 704 m²

Identified risks

  • High leverage combined with weak equity ratioHigh
  • Ground lease (tomträtt) can lead to significantly increased costs during renegotiation.High
  • Low maintenance fund in an older propertyHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,810 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,161 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Svenska Folkbyggens BRF Nr 3 i Stockholm a financially healthy housing cooperative?
Svenska Folkbyggens BRF Nr 3 i Stockholm receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Svenska Folkbyggens BRF Nr 3 i Stockholm?
The debt is 5,810 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 63% of associations in Stockholm.
How high is the fee in Svenska Folkbyggens BRF Nr 3 i Stockholm?
The annual fee is 1,161 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 12% over 1 years.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Svenska Folkbyggens BRF Nr 3 i Stockholm has a health score of 4 out of 10.