Hemlo's BRF analysis
BF Christinelund u p a
Org. no. 746000-1063 · Malmö
Top 6% in Malmö
Summary
BF Christinelund u p a receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,305 kr per square metre and the annual fee is 962 kr per square metre per year. Lower equity ratio than 85% of associations in Malmö. The analysis highlights, among other things: Alla lån förfaller nästan samtidigt, Låg soliditet ger liten buffert mot oväntade kostnader, Stor andel intäkter utanför årsavgifter.
Compared with neighbouring associations
- Lower debt per m² than 72% of associations in Malmö
- Higher fee per m² than 65% of associations in Malmö
- Lower equity ratio than 85% of associations in Malmö
Association facts
- Municipality
- Malmö
- Built
- 1929
- Apartments
- 23
- Total area
- 1 367 m²
Identified risks
- All loans fall due almost at the same time.Critical
- Low equity ratio provides a small buffer against unexpected costsHigh
- Large share of income outside membership fees (årsavgifter)High
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre3,305 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre962 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BF Christinelund u p a a financially healthy housing cooperative?
- BF Christinelund u p a receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in BF Christinelund u p a?
- The debt is 3,305 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 72% of associations in Malmö.
- How high is the fee in BF Christinelund u p a?
- The annual fee is 962 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BF Christinelund u p a has a health score of 9 out of 10.