Hemlo's BRF analysis

Brf Horisonten 2

Org. no. 769640-7696 · Malmö

Acceptable, with remarksBased on the 2025 annual report · Analysed 6 Oct 2026

Summary

Brf Horisonten 2 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 14,964 kr per square metre and the annual fee is 958 kr per square metre per year. Higher debt per m² than 96% of associations in Malmö. The annual fee has increased 11% over 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvadratmeter, Mycket hög räntekänslighet i föreningens ekonomi, Avgiftsnivån kan vara för låg i förhållande till kostnadsbilden.

Compared with neighbouring associations

  • Higher debt per m² than 96% of associations in Malmö
  • Higher fee per m² than 62% of associations in Malmö
  • Smaller maintenance fund than 94% of associations in Malmö
  • Higher equity ratio than 90% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²958 kr/m²
+11% over 1 yr2024–2025
Debt/m²14 964 kr/m²
-1% over 1 yr2024–2025
Equity ratio75 %
+25 pp over 1 yr2024–2025

Association facts

Municipality
Malmö
Built
2024
Apartments
55
Total area
3 908 m²

Identified risks

  • Very high debt per square metreCritical
  • Very high interest-rate sensitivity in the association’s financesCritical
  • The fee level may be too low in relation to the cost picture.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre14,964 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre958 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Horisonten 2 a financially healthy housing cooperative?
Brf Horisonten 2 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Horisonten 2?
The debt is 14,964 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 96% of associations in Malmö.
How high is the fee in Brf Horisonten 2?
The annual fee is 958 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 11% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Horisonten 2 has a health score of 5 out of 10.