Hemlo's BRF analysis

Brf Horisonten 1

Org. no. 769638-5124 · Malmö

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Jun 2026

Summary

Brf Horisonten 1 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 14,830 kr per square metre and the annual fee is 853 kr per square metre per year. Higher debt per m² than 94% of associations in Malmö. The annual fee has increased 9% over 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Extrem räntekänslighet vid högre ränteläge, Stor låneförfallokoncentration under 2025.

Compared with neighbouring associations

  • Higher debt per m² than 94% of associations in Malmö
  • Lower fee per m² than 62% of associations in Malmö
  • Smaller maintenance fund than 81% of associations in Malmö
  • Higher equity ratio than 76% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²853 kr/m²
+9% over 1 yr20242025
Debt/m²14 830 kr/m²
0% over 1 yr20242025
Equity ratio72 %
-1 pp over 1 yr20242025

Association facts

Municipality
Malmö
Built
2023
Apartments
131
Total area
8 621 m²

Identified risks

  • Very high debt per square metre (kvm)Critical
  • Extreme interest-rate sensitivity at higher interest ratesCritical
  • Significant loan maturity concentration during 2025High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre14,830 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre853 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Horisonten 1 a financially healthy housing cooperative?
Brf Horisonten 1 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Horisonten 1?
The debt is 14,830 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 94% of associations in Malmö.
How high is the fee in Brf Horisonten 1?
The annual fee is 853 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 9% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Horisonten 1 has a health score of 5 out of 10.