Hemlo's BRF analysis

Bostadsrättsförening Forellen

Org. no. 773600-0717 · Kristinehamn

Acceptable, with remarksBased on the 2025 annual report · Analysed 30 Sept 2026

Summary

Bostadsrättsförening Forellen receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,877 kr per square metre and the annual fee is 1,116 kr per square metre per year. Higher fee per m² than 90% of associations in Kristinehamn. The annual fee has increased 45% over 2 years. The analysis highlights, among other things: Möjligt uteblivet stambyte i 79-årigt hus, Svag soliditet och negativt eget kapital, Känslig för ränteuppgång trots att lån inte är extremt höga.

Compared with neighbouring associations

  • Higher debt per m² than 80% of associations in Kristinehamn
  • Higher fee per m² than 90% of associations in Kristinehamn
  • Smaller maintenance fund than 80% of associations in Kristinehamn
  • Lower equity ratio than 90% of associations in Kristinehamn

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 116 kr/m²
+45% over 2 yr2023–2025
Debt/m²5 877 kr/m²
+2% over 2 yr2023–2025
Equity ratio-30 %
-12 pp over 2 yr2023–2025

Association facts

Municipality
Kristinehamn
Built
1946
Apartments
36
Total area
1 842 m²

Identified risks

  • Possible missed pipe replacement in a 79-year-old buildingCritical
  • Weak equity ratio and negative shareholders’ equityCritical
  • Sensitive to an increase in interest rates despite the loans not being extremely highHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre5,877 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,116 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsförening Forellen a financially healthy housing cooperative?
Bostadsrättsförening Forellen receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsförening Forellen?
The debt is 5,877 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 80% of associations in Kristinehamn.
How high is the fee in Bostadsrättsförening Forellen?
The annual fee is 1,116 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 45% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsförening Forellen has a health score of 6 out of 10.