Hemlo's BRF analysis

HSB Bostadsrättsförening Skaraborg i Kristinehamn

Org. no. 773600-0360 · Kristinehamn

Strong associationBased on the 2024 annual report · Analysed 12 Jul 2026

Summary

HSB Bostadsrättsförening Skaraborg i Kristinehamn receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 657 kr per square metre per year. Lower fee per m² than 100% of associations in Kristinehamn. The analysis highlights, among other things: Samtidig förnyelse av hela lånestocken, Förhöjd energikostnad som risk för avgiftspåslag, Äldre byggnad med begränsat underhållsutrymme.

Compared with neighbouring associations

  • Lower debt per m² than 90% of associations in Kristinehamn
  • Lower fee per m² than 100% of associations in Kristinehamn
  • Larger maintenance fund than 80% of associations in Kristinehamn
  • Higher equity ratio than 60% of associations in Kristinehamn

Association facts

Municipality
Kristinehamn
Built
1948
Apartments
49
Total area
2 918 m²

Identified risks

  • Simultaneous refinancing of the entire loan portfolioHigh
  • Increased energy costs as a risk for an extra charge to the feeHigh
  • Older building with limited scope for maintenanceHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre657 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Skaraborg i Kristinehamn a financially healthy housing cooperative?
HSB Bostadsrättsförening Skaraborg i Kristinehamn receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB Bostadsrättsförening Skaraborg i Kristinehamn?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 90% of associations in Kristinehamn.
How high is the fee in HSB Bostadsrättsförening Skaraborg i Kristinehamn?
The annual fee is 657 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Skaraborg i Kristinehamn has a health score of 8 out of 10.