Hemlo's BRF analysis
HSB Bostadsrättsförening Skaraborg i Kristinehamn
Org. no. 773600-0360 · Kristinehamn
Summary
HSB Bostadsrättsförening Skaraborg i Kristinehamn receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 657 kr per square metre per year. Lower fee per m² than 100% of associations in Kristinehamn. The analysis highlights, among other things: Samtidig förnyelse av hela lånestocken, Förhöjd energikostnad som risk för avgiftspåslag, Äldre byggnad med begränsat underhållsutrymme.
Compared with neighbouring associations
- Lower debt per m² than 90% of associations in Kristinehamn
- Lower fee per m² than 100% of associations in Kristinehamn
- Larger maintenance fund than 80% of associations in Kristinehamn
- Higher equity ratio than 60% of associations in Kristinehamn
Association facts
- Municipality
- Kristinehamn
- Built
- 1948
- Apartments
- 49
- Total area
- 2 918 m²
Identified risks
- Simultaneous refinancing of the entire loan portfolioHigh
- Increased energy costs as a risk for an extra charge to the feeHigh
- Older building with limited scope for maintenanceHigh
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- Debt per square metre0 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre657 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsförening Skaraborg i Kristinehamn a financially healthy housing cooperative?
- HSB Bostadsrättsförening Skaraborg i Kristinehamn receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in HSB Bostadsrättsförening Skaraborg i Kristinehamn?
- The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 90% of associations in Kristinehamn.
- How high is the fee in HSB Bostadsrättsförening Skaraborg i Kristinehamn?
- The annual fee is 657 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Skaraborg i Kristinehamn has a health score of 8 out of 10.