Hemlo's BRF analysis
HSB Bostadsrättsförening Skaraborg i Kristinehamn
Org. no. 773600-0360 · Kristinehamn
Top 45% in Kristinehamn
Summary
HSB Bostadsrättsförening Skaraborg i Kristinehamn receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 2,987 kr per square metre and the annual fee is 657 kr per square metre per year. Lower debt per m² than 90% of associations in Kristinehamn. The analysis highlights, among other things: Samtidig förnyelse av hela lånestocken, Förhöjd energikostnad som risk för avgiftspåslag, Äldre byggnad med begränsat underhållsutrymme.
Compared with neighbouring associations
- Lower debt per m² than 90% of associations in Kristinehamn
- Lower fee per m² than 90% of associations in Kristinehamn
- Larger maintenance fund than 70% of associations in Kristinehamn
- Higher equity ratio than 80% of associations in Kristinehamn
Association facts
- Municipality
- Kristinehamn
- Built
- 1948
- Apartments
- 49
- Total area
- 2 918 m²
Identified risks
- Simultaneous refinancing of the entire loan portfolioHigh
- Increased energy costs as a risk for an extra charge to the feeHigh
- Older building with limited scope for maintenanceHigh
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- Debt per square metre2,987 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre657 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsförening Skaraborg i Kristinehamn a financially healthy housing cooperative?
- HSB Bostadsrättsförening Skaraborg i Kristinehamn receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in HSB Bostadsrättsförening Skaraborg i Kristinehamn?
- The debt is 2,987 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 90% of associations in Kristinehamn.
- How high is the fee in HSB Bostadsrättsförening Skaraborg i Kristinehamn?
- The annual fee is 657 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Skaraborg i Kristinehamn has a health score of 8 out of 10.