Hemlo's BRF analysis
Bostadsrättsföreningen Gården
Org. no. 769614-6088 · Västerås
Summary
Bostadsrättsföreningen Gården receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 671 kr per square metre per year. Smaller maintenance fund than 100% of associations in Västerås. The analysis highlights, among other things: Kombinationsrisk: skuldsättning + svag underhållsbuffert, Hög räntekänslighet på hela låneportföljen, Ingen buffert i underhållsfonden trots aktiv underhållsplan.
Compared with neighbouring associations
- Lower debt per m² than 88% of associations in Västerås
- Lower fee per m² than 83% of associations in Västerås
- Smaller maintenance fund than 100% of associations in Västerås
- Higher equity ratio than 99% of associations in Västerås
Association facts
- Municipality
- Västerås
- Apartments
- 110
- Total area
- 8 533 m²
Identified risks
- Combination risk: debt burden + weak maintenance bufferHigh
- High interest rate sensitivity across the entire loan portfolioHigh
- No reserve in the maintenance fund despite an active maintenance planHigh
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- Debt per square metre0 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre671 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Gården a financially healthy housing cooperative?
- Bostadsrättsföreningen Gården receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Gården?
- The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 88% of associations in Västerås.
- How high is the fee in Bostadsrättsföreningen Gården?
- The annual fee is 671 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Gården has a health score of 7 out of 10.